Finance & Business

The Best Credit Cards in Spain for Expats 2024

Spain offers a variety of credit card options tailored to meet the needs of its diverse population, including the expatriate community. From cards that minimize fees on international transactions to those that reward you for your everyday spending, the choices are abundant. The key lies in understanding the offerings and selecting a card that aligns … Read more

Buying a House in Spain: The Complete 2024 Guide

For many foreigners, Spain isn’t just a holiday destination, but a dream place to call home. Buying a house in Spain can be both thrilling and daunting. But fear not! With the right information, you can confidently go through the process. KEY TAKEAWAYS Understanding the Spanish Housing Market Differences Between the Urban and Rural Property … Read more

Spanish Currency: Everything you need to know in 2024

Spain has witnessed a myriad of changes when it comes to its currency system. From ancient coins influenced by civilizations like the Romans and Moors to the Spanish Peseta, Spain’s currency evolution is a reflection of its economic and political journey. A clear comprehension of Spain’s currency system not only ensures smoother transactions but also … Read more

Tax Returns in Spain: A Practical Guide for Foreigners 2024

In this article, we’ll provide a comprehensive guide to the tax return process in Spain for foreigners. Whether you’re working in Spain, have investments, or reside here, it’s crucial to understand your tax duties to avoid any pitfalls or penalties. Let’s delve into the world of Spanish taxes. KEY TAKEAWAYS Who Needs to File a … Read more

Tax Identification Number in Spain: Info & How to Apply

The TIN in Spain comes in two primary forms: the NIE (Número de Identidad de Extranjero) for foreigners and the NIF (Número de Identificación Fiscal) for Spanish citizens. Each type serves its unique role and has its respective procedures for acquisition. For those who hail from foreign shores and find themselves in Spain, whether for … Read more

Buying Gold in Spain: Everything You Need To Know 2024

As you venture deeper into the world of gold in Spain, you’ll uncover its historical significance, understand why it’s such an enticing investment, and get acquainted with the practical aspects of buying, storing, and eventually, if you so decide, selling it. We Recommend: BullionByPost 💡 Tip: BullionByPost can be used worldwide. The Rising Appeal of … Read more

The Spanish Pension System: Types, Requirements and Benefits

Spain offers a comprehensive pension system to provide financial support during retirement. Rooted in a rich history and adapted through various reforms, the Spanish pension structure serves as a safety net for many locals and expatriates alike. Given the potential impact on one’s long-term financial planning, gaining clarity on how pensions work in Spain, what … Read more

Installment Loans in Spain: Your Options & How To Apply

Relocating or living in a new country often comes with its fair share of challenges. One of the many areas that can seem daunting is understanding the financial system of the host country. Recommended Amount 100 – 10,000 Euro Payment period 1-60 months Interest 0%. Loan in 3 easy steps Free & non-binding Response time: Immediately … Read more

Mortgage Calculator Spain: Free home loan calculator

Spain has become a desirable destination for many foreigners looking to set down roots or invest in a vacation property. The allure of sun-drenched beaches, bustling cities, and tranquil countryside retreats makes the Spanish property market quite appealing. In this article, we’ll delve into the ins and outs of the mortgage calculator, specifically tailored for … Read more

Buy Now Pay Later (BNPL) in Spain: Your Options in 2024

Buy Now Pay Later, commonly abbreviated as BNPL, is a modern financial service that allows consumers to purchase items immediately but defer the payment to a later date. This can be a few weeks after the purchase or even longer, depending on the service provider. In some instances, the total amount might be divided into … Read more